Dental Insurance Accepted at Park Smiles NYC
Finding a dentist in NYC that accepts your insurance shouldn’t mean settling for anything less than exceptional care. At Park Smiles NYC, we’re an in-network dentist for most major dental plans, helping Manhattan patients put their benefits to work for everything from routine cleanings to complex restorative treatment. Our Carnegie Hill practice on the Upper East Side pairs deep insurance expertise with a team of over eight specialized doctors — so you receive outstanding care while making the most of every dollar of your coverage.
With 150+ in-network plans accepted and dedicated financial coordinators who verify your benefits before each visit, we take the guesswork — and the paperwork — out of using your dental insurance. Whether you carry a PPO or a DHMO plan, we’ll help you understand exactly what’s covered before treatment begins.
Insurance We Accept at Park Smiles NYC
As an in-network provider for many of the nation’s leading dental insurers, Park Smiles NYC accepts most major PPO and DHMO plans. Select your carrier below for plan-specific coverage details and tips on maximizing your benefits:
- Aetna dentist in NYC
- Cigna dentist in NYC
- Delta Dental dentist NYC
- Guardian dentist NYC
- Blue Cross Blue Shield dentist NYC
- Ameritas dentist NYC
- DHA dentist in NYC
- GEHA Connection Dental Network dentist NYC
- Sun Life dentist NYC
Don’t see your plan listed? We participate in 150+ in-network plans and work with most major carriers. Call us at +1-212-988-6724 and we’ll confirm your coverage right away.
What Your Dental Insurance Typically Covers
Every plan is different, but most PPO dental insurance follows a similar three-tier coverage structure. The table below is a general guide to what’s usually covered — your financial coordinator will confirm the exact details of your specific plan before any treatment.
| Service | Typically Covered | Typically Not Covered / Limited |
|---|---|---|
| Cleanings, exams & X-rays | Usually 100% (preventive) | Frequency limits (e.g., 2Ă—/year) |
| Fillings & simple extractions | Roughly 70–80% (basic) | Applies after deductible |
| Root canals, crowns, bridges & dentures | Around 50% (major) | Waiting periods on some plans |
| Orthodontics (braces / Invisalign) | Sometimes, often with a lifetime maximum | Adult orthodontics frequently excluded |
| Dental implants | Varies; sometimes partial | Often excluded or limited |
| Cosmetic (whitening, veneers) | Rarely covered | Financing / Miles of Smiles Plan |
How to Check Your Dental Benefits
Not sure what your plan covers? We make verifying your benefits simple. Here’s how it works:
- Have your insurance card and member ID ready.
- Call us at +1-212-988-6724 with your details, or share them when you book — our coordinators contact your insurer directly.
- We verify your coverage, remaining annual benefits, deductible status, and any copays.
- Before any major treatment, you’ll receive a clear written estimate, so there are never any surprises.
For most PPO plans, no referral is needed to see our specialists — you can book directly for oral surgery, orthodontics, endodontics, and more, all in one location.
No Dental Insurance? You Still Have Options
If you don’t have dental insurance, you’re not alone — and quality care is still within reach. Our Miles of Smiles Savings Plan delivers preventive care plus 15% off additional treatments for one flat annual fee, with no deductibles, no annual maximums, and no claim forms. We also offer flexible financing through CareCredit and the Citi Health Card to make any treatment more manageable. Learn more about the Miles of Smiles Savings Plan.
Why Choose Park Smiles NYC for Insured Dental Care
Accepting your insurance is only the beginning. Park Smiles NYC delivers the kind of care that makes your benefits go further. Our practice is led by Dr. Krystle Kendall, D.M.D., a prosthodontist with advanced training in restorative and cosmetic dentistry, supported by a team of over eight specialized doctors across general dentistry, oral surgery, orthodontics, endodontics, and pediatric care — all under one roof on the Upper East Side.
We never double-book appointments, so every patient receives our complete, unhurried attention. From in-network savings and transparent estimates to advanced technology and genuinely personalized treatment, we help NYC patients achieve healthier, more confident smiles without unexpected costs.
Use Your Plan Near You
Frequently Asked Questions
Park Smiles NYC is an in-network dentist for most major dental insurance plans, including Aetna, Cigna, Delta Dental, Guardian, Blue Cross Blue Shield, Ameritas, DHA, GEHA Connection Dental Network, and Sun Life — along with 150+ additional in-network plans. We accept both PPO and DHMO-style plans. If you don’t see your carrier here, call us at +1-212-988-6724 and we’ll confirm whether we’re in-network with your specific plan.
We participate with many of the nation’s largest dental networks, so there’s a strong chance we’re in-network with your plan. The quickest way to confirm is to call +1-212-988-6724 with your insurance information, or provide it when you book. Our financial coordinators verify your network status and benefits before your visit, so you always know what to expect.
You don’t have to navigate your plan alone. When you book with Park Smiles NYC, our insurance coordinators contact your provider directly to verify your coverage, remaining annual benefits, deductible status, and any copays. For major treatment, we provide a clear written estimate before you begin — so there are no surprises about your out-of-pocket costs.
Yes. We accept PPO (Preferred Provider Organization) plans, which let you see any licensed dentist with the greatest savings in-network, as well as DHMO/HMO-style plans that use a primary dentist and fixed copayments. During benefit verification, we’ll explain exactly how your specific plan type works and how to maximize it at our practice.
For most PPO plans, no referral is required — you can book directly with our specialists for oral surgery, orthodontics, endodontics, and more, all at one Upper East Side location. Some DHMO plans may require a referral from your primary dentist; we’ll let you know as soon as we verify your benefits.
If a procedure isn’t fully covered, or you’ve reached your annual maximum, we offer flexible payment and financing options, including CareCredit and the Citi Health Card. We can also help you sequence treatment across benefit years to maximize coverage. For patients without insurance, our Miles of Smiles Savings Plan provides preventive care plus 15% off additional treatments.
Yes — we welcome new patients of all ages and accept most major dental plans. Simply call +1-212-988-6724 or book online, provide your insurance details, and we’ll verify your benefits before your first visit. From your first cleaning to specialized care, we’ll help you make the most of your coverage from day one.
Verify Your Coverage Today
Ready to put your dental benefits to work? Call Park Smiles NYC at +1-212-988-6724 or book your appointment online. We’ll verify your coverage and handle the paperwork — so you can focus on your smile.
We Provide Superior Results
At Park Smiles NYC in Carnegie Hill, Upper East Side, our mission is to provide every patient with exceptional care, prioritizing comfort, compassion, and excellence at every step.
We are dedicated to delivering outstanding results through personalized attention in a welcoming and supportive environment. Led by Dr. Krystle Kendall, D.M.D., our skilled team offers a full range of top-quality dental services—all conveniently available under one roof in Carnegie Hill.
Finance Your Treatment With Cherry Payment Plans
With Cherry we offer our patients the best “buy now, pay later” solution with high approvals, low cost, and a seamless experience.
Visit Our Office
Park Smiles NYC is proud to serve the historic Carnegie Hill community. Our office at 1175 Park Avenue is nestled among some of New York’s most iconic landmarks. We are:
Two blocks East of the Jacqueline Kennedy Onassis Reservoir in Central Park.
South of 96th Street, making us easily accessible via the 6 Train or the M1, M2, M3, and M4 bus lines on Madison and Fifth Avenue.
Walking distance to Museum Mile, including the Cooper Hewitt and Jewish Museum.
Easily accessible Upper East Side practice, located just two blocks from the 93rd Street entrance to Central Park and a short walk from the 96th St Q and 6 Subway stations.
- Park Smiles NYC Cosmetic Dentistry
- 1175 Park Ave # 1d, New York, NY 10128, United States
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Business Hours:
Monday: 9AM-5PM
Tuesday: 9AM-7PM
Wednesday: 8AM-5PM
Thursday: 9AM-7PM
Friday: 9AM-5PM
Saturday-Sunday: Closed - +1-212-988-6724
We look forward to welcoming you to our office and helping you achieve a healthy, beautiful smile. Schedule your appointment today!
Or Call +1-212-988-6724
